What is the APR?
Interest rates and payment terms vary with the various programs. Your Provider may offer Zero interest programs.
Is there a pre-payment penalty?
There is no penalty for paying off the account early.
Is there a grace period and/or late fees associated with my payments?
There is usually a grace period. Late fees vary by state. Check your account agreement for details.
How can I pay my account?
1. Receive monthly statement by e-mail or mail.
2. Accounts can be paid online.
3.Set up automatic withdrawals from checking/savings account.
4.Pay with a checking account over the phone.
How long will it take to pay off a revolving account?
This will depend on when payments are made during the month, the amount financed, and whether or not you add additional purchases. Your billing statements will show repayment term estimates.